How much does it cost to have a baby? A lot, according to the Medical Expenditure Panel Survey. The median cost of an uncomplicated pregnancy, from prenatal visits through delivery, was $8,170 in 2009. For those with private health insurance, 85 percent of the cost was covered by insurance and 10 percent was paid out-of-pocket.
Source: Medical Expenditure Panel Survey, Health Care Expenditures for Uncomplicated Pregnancies, 2009