Transactions accounts and retirement accounts are the only two financial assets owned by most households. The median value of transaction accounts (owned by 92.5 percent of households) in 2010 was just $3,500. The median value of retirement accounts (owned by 50.4 percent of households) was $44,000. Both declined in value between 2007 and 2010.
Source: Federal Reserve Board, Federal Reserve Bulletin, Changes in U.S. Family Finances from 2007 to 2010: Evidence from the Survey of Consumer Finances