One of the keys to making money is having credentials. Getting a certificate rather than a degree may be a short-cut to credentials and higher earnings, says a new study. Twelve percent of adults report a certificate as their highest level of education, up from 2 percent in 1984. Those with certificates and a job in their field earn almost as much as workers with an associate's degree. Otherwise, those with certificates earn little more than high school graduates.
Source: Georgetown University Center on Education and the Workforce, Certificates: Gateway to Gainful Employment and College Degrees