Friday, July 25, 2014

Shopping for Clothes

Percentage of Americans who have ever purchased clothing online, by generation...

Total adults: 69%
Millennials: 68%
Gen Xers: 77%
Boomers: 70%
Matures: 61%

Although most Americans have bought clothing online, only 13 percent would prefer to do so. A much larger 65 percent (including 59 percent of Millennials) would prefer to shop for clothes in-person at a brick and mortar store.

Source: Harris Interactive, Though Majority of Americans Have Made a Virtual Purchase, They Still See Virtue in the In-Person Shopping Experience

Thursday, July 24, 2014

Out-of-Pocket Health Care Expenses

How much do Americans spend out-of-pocket on health care expenses—the co-pays, deductibles, and other amounts not covered by insurance? Among those with health care expenses, average out-of-pocket spending amounted to $703 per person in 2011 (the latest data available), according to the Medical Expenditure Panel Survey. These figures do not include out-of-pocket spending on health insurance, and they vary greatly by age and insurance status.

Annual out-of-pocket health care expenses per person, by age and insurance status:
Under age 65
Private insurance: $682
Public insurance: $253
No health insurance: $725

Aged 65 or older
Medicare only: $1,177
Medicare & private: $1,362
Medicare and other public: $605

Source: Medical Expenditure Panel Survey, Out-of-Pocket Health Care Expenses by Age and Insurance Coverage, 2011

Wednesday, July 23, 2014

College Debt, but No Degree

College debt is a burden, but the benefits outweigh the costs for those who earn a bachelor's degree, according to a study by the Federal Reserve Bank of Cleveland. "The labor market bonus for completing a college degree is not fully realized in the early years of working," the study finds. Rather, the benefits begin to accrue in middle-age when, "In many professions, a college degree combined with work experience opens the door to senior-level administrative positions and higher salaries."

It's another story for those who take on college debt but do not earn a degree. A substantial percentage of young adults are in the "some college" category—32 percent of householders aged 22 to 29. Those with some college but no degree will get little to no income boost from their time spent on a college campus. If they took on debt to pay for their college years, they are likely to end up worse off than if they had never gone to college at all.

Source: Federal Reserve Bank of Cleveland, A College Education Saddles Young Households with Debt, but Still Pays Off

Tuesday, July 22, 2014

How Many Babies?

In 2013, the nation's fertility rate hit an all-time low of 62.9 births per 1,000 women aged 15 to 44. Only 3,958,000 babies were born. How many babies would have been born if the fertility rate in 2013 had equalled the rate in...

2007: 4,374,000
2000: 4,148,000
1990: 4,462,000
1980: 4,305,000
1970: 5,532,000
1960: 7,427,000

Source: National Center for Health Statistics, Birth Data

Monday, July 21, 2014

Shifting Hours for Computer Workers

The computer and mathematical occupational category has long been one of the younger professions, but the nation's computer whizzes are getting older and aging has consequences.

The median age of those employed in computer and mathematical occupations grew from 39.4 years in 2004 to 41.1 years in 2012. The largest share of these workers was in the 25-to-34 age group in 2004. By 2012, the plurality was aged 35 to 44—the age group most likely to be raising children.

Parenthood might explain this finding from the American Time Use Survey: the work hours of those employed in computer and mathematical occupations have shifted from late night to a more traditional schedule. The percentage who worked during the morning hours grew substantially between 2003-07 and 2011-12, while fewer worked late at night. Here are the percentages who were on the job at each hour of the morning in 2011-12 (versus 2003-07)...

8:00 am: 52.1% (42.8)
9:00 am: 72.8% (70.0)
10:00 am: 82.4% (72.5)
11:00 am: 87.0% (77.8)

Source: Bureau of Labor Statistics, American Time Use Survey

Friday, July 18, 2014

Peak Ice Cream

For more than 100 years, the USDA has recorded how much ice cream we eat. In 1909, the first year on record, Americans consumed only 1.6 pounds of ice cream per capita. We wanted more: ice cream consumption climbed for decades and peaked in 1946 at 22.7 pounds per person. Today, we eat only about half that much ice cream—12.9 pounds per person.

But there's a catch. The USDA distinguishes ice cream from "low-fat ice cream" (ice milk) and frozen yogurt. As Americans cut their ice cream consumption, they boosted their consumption of low-fat ice cream and frozen yogurt. Consequently, the average American consumes a total of 23.9 pounds of frozen dairy products annually, which is almost identical to the 24.0 pounds of frozen dairy products consumed in 1946. In addition to eating 12.9 pounds of ice cream each year, we also eat 6.9 pounds of low-fat ice cream, 1.4 pounds of frozen yogurt, 0.9 pounds of sherbet, and 1.8 pounds of other frozen dairy products.

Source: USDA, Economic Research Service, Trends in U.S. Per Capita Consumption of Dairy Products, 1970-2012

Thursday, July 17, 2014

The Cost of Health Insurance in 2013

Average total cost of health insurance for employees in the private sector, 2013:

Single coverage: $5,571
Family coverage: $16,029

The average worker pays only a fraction of that cost, while his or her employer pays the rest. In 2013, employees in the private sector paid only 21 percent of the full cost for single coverage ($1,170) and 28 percent of the full cost for family coverage ($4,421).

Source: Medical Expenditure Panel Survey, Selection and Costs for Employer-Sponsored Health Insurance in the Private Sector, 2013 versus 2012

Wednesday, July 16, 2014

Eating Healthy When Eating Out

Americans eat out a lot, which is a problem for those attempting to eat a healthy diet. In a grocery store, foods are labeled with calorie and nutrition information. Restaurant food does not come with a label—but it will. The Affordable Care Act requires restaurants with 20 or more locations to post on their menu the calorie content of each item, with nutrition information available for the asking.

Some restaurants already provide this information. So the USDA surveyed the public to see who noticed these early efforts and to establish a baseline for measuring the impact of the ACA requirements. The survey found few customers noticing food labels, but many of those who did used the information when ordering food. Among the 90 percent of Americans who ate at a fast-food/pizza restaurant in the past 12 months, only 22 percent noticed nutrition information on the menu. Among those who noticed, a substantial 42 percent used it when ordering.

Who is most likely to notice and use restaurant food labels? Not surprisingly, it is those who self-report their diet health as excellent. Twenty-eight percent of those with excellent diet health noticed nutrition labeling versus 20 percent of those who self-report their diet health as poor. Among people who noticed, those with excellent diet health were much more likely than those with poor diet health to use the information when ordering (53 versus 31 percent).

As food labeling becomes widespread, it's likely that more Americans will take notice and act on the information to lower their calorie intake and improve their diet. As restaurants respond, it may become easier to eat healthy when eating out.

Source: USDA, Economic Research Service, Consumers' Use of Nutrition Information When Eating Out, Economic Information Bulletin, June 2014

Tuesday, July 15, 2014

Sexual Orientation and Health Status, 2013

The federal government is now tracking the health of Americans by sexual orientation. Beginning in 2013, questions about sexual orientation were included in the National Health Interview Survey, allowing government researchers to examine the health status, health behaviors, and health care access of the U.S. population by sexual orientation.

"Which of the following best represents how you think of yourself?" is the question asked by the National Health Interview Survey. Respondents could identify themselves as gay, lesbian, bisexual, or straight. Overall, 97.7 percent of Americans identify themselves as straight, including 97.8 percent of men and 97.7 percent of women. There are significant differences by age in the percentage who identify themselves as gay, lesbian, or bisexual...

Percentage who are gay, lesbian, or bisexual
Total, aged 18-plus: 2.3%
Aged 18 to 44: 2.9%
Aged 45 to 64: 2.2%
Aged 65-plus: 0.8%

Differences in health status by sexual orientation were evident in this first look. Among 18-to-64-year-olds, those who identify themselves as gay, lesbian, or bisexual are more likely than those who are straight to smoke cigarettes. Bisexual men and women are more likely than their straight counterparts to have experienced serious psychological distress in the past 30 days. Health insurance coverage, prevalence of obesity, physical fitness, and more is in the report.

Source: National Center for Health Statistics, Sexual Orientation and Health among U.S. Adults: National Health Interview Survey, 2013

Monday, July 14, 2014

Who Follows Major League Baseball?

Overall, 37 percent of Americans aged 18 or older say they follow major league baseball. There are surprisingly few differences in the percentage of people who are baseball fans by demographic characteristic, with the figure ranging from 35 to 40 percent by generation, 34 to 42 percent by race and Hispanic origin, 32 to 47 percent by education, and 31 to 45 percent by household income. There is a bigger gap by sex (27 percent of women and 47 percent of men), but the biggest difference is by region...

Percentage of adults who follow major league baseball by region
Northeast: 46%
Midwest: 46%
West: 38%
South: 25%

Source: Harris Interactive, For More than a Decade, the NY Yankees Have Been America's Favorite Baseball Team

Friday, July 11, 2014

Millennials Feel Less Entitled than Older Generations

A study in the journal Psychological Science finds that young adults who come of age during recessions are much less narcissistic than those who come of age during economic boom times. Here's how Science News (June 28, 2014), which reported on the study, explains it: "Narcissists view themselves as superior in all situations, feel entitled to special treatment and expect to always succeed and be admired and praised."

Know anyone with those characteristics? If so, their self-satisfaction could be a consequence of when they came of age (were in the 18 to 25 age group). The most narcissistic cohorts came of age in the early 1950s, mid-1960s, or mid-1990s—all times when the unemployment rate was relatively low, jobs were plentiful, and the living was easy. In contrast, today's young adults—the Millennial generation came of age during the Great Recession, when unemployment was sky high, jobs were scarce, and life was a struggle. Today's young adults feel less entitled, a feeling that may last a lifetime. "Hard economic times deflate young adults' self-regard for many decades," reports Science News.

Thursday, July 10, 2014

Biggest STEM States

Nationally, 12.4 percent of college graduates aged 25 to 64 are employed in STEM (science, technology, engineering, and mathematical) occupations. Here are the states with the highest and lowest percentages of college graduates employed in STEM jobs...

Maryland: 18.8%
Washington: 18.0%
Virginia: 16.5%
Colorado: 15.1%
California: 15.0%

Mississippi: 6.8%
North Dakota: 7.1%
Nevada: 8.3%
Arkansas: 8.4%
Kentucky: 8.5%

Source: Census Bureau, Employment Statistics of College Graduates

Wednesday, July 09, 2014

16% of Women Are Childless

How many women never have children? Sixteen percent, according to the latest analysis by the Census Bureau, which uses data on the childbearing experience of women aged 40 to 50 to measure what demographers call "completed fertility." By the 40-to-50 age group, most women who will have children have already done so.

Childlessness varies by demographic characteristic. Hispanics, for example, are less likely to be childless than other race and Hispanic origin groups. Only 13 percent of Hispanic women aged 40 to 50 are childless versus 17 percent of non-Hispanic whites. The biggest difference is by educational attainment. Among women aged 40 to 50 with a graduate degree, 23 percent are childless—nearly double the 12 percent childless among their counterparts without a high school diploma.

Since 2000, childlessness has increased among women under age 30. Behind the increase is greater college enrollment and the Great Recession, both of which have caused young adults to delay childbearing. In contrast, women aged 35 to 44 were less likely to be childless in 2012 than their counterparts in 2000.

Percent of women who were childless in 2012 (and in 2000)
Aged 15 to 19: 94.9% (90.5%)
Aged 20 to 24: 71.4% (63.6%)
Aged 25 to 29: 49.4% (44.2%)
Aged 30 to 34: 28.2% (28.1%)
Aged 35 to 39: 17.2% (20.1%)
Aged 40 to 44: 15.1% (19.0%)
Aged 45 to 50: 16.8% (not available)

Source: Census Bureau, Fertility of Women in the United States: 2012

Tuesday, July 08, 2014

Telephone Status: July-December 2013

Landline phones continue to disappear, according to a semiannual update by the National Center for Health Statistics. This was the telephone status of U.S. adults as of July-December 2013 (versus July-December 2010)...

Landline and wireless: 52% (59%)
Wireless only: 39% (28%)
Landline only: 7% (11%)
No telephone: 2% (2%)

Not surprisingly, younger adults are far more likely to live in a wireless-only household. In the last half of 2013, most adults under age 35 were wireless-only, the figure peaking at 66 percent among those aged 25 to 29...

Live in wireless-only household by age
18 to 24: 53%
25 to 29: 66%
30 to 34: 60%
35 to 44: 48%
45 to 64: 31%
65-plus: 14%

Also more likely to live in wireless-only households are the poor (56%), Hispanics (53%), and renters (62%).

Source: National Center for Health Statistics, Wireless Substitution: Early Release of Estimates from the National Health Interview Survey, July-December 2013